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Performance Indicators

The indicators presented are representative of all projects open to the public and financed through Enerfip. They are in no way a reflection of the individual indicators of single lenders through Enerfip. Past performance and indicators in no way presage future performance and indicators. The indicators presented have been established in accordance with the Financement Participatif France code of ethics.

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2019

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2020

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2021

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2022

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2023

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View the data for

Details updated on 2024-06-20.

Global indicators

The global indicators cover all funds raised (bonds, "minibons", IFP loans, stocks and shares)

Total subscribed€510,605,796
of which collections already closed€500,910,446
of which collections in progress€9,695,350
Rate of return
Average internal rate of return over the period since 2015 (*)5.61%

(*) Internal rate of return net of risk and gross pre-tax, showing the annual return on all funds raised (bonds, minibons, IFP loan, stocks and shares), minus any known or actual losses at the time of calculation.

Breakdown of the amount financed by category

Scroll to view the subsequent years

Total2024202320222021202020192018201720162015
Total collections€500,910,446€69,202,730€144,945,555€140,294,546€84,546,265€29,731,330€18,232,800€6,707,880€6,270,240€919,100€60,000
- Photovoltaic€233,673,477€36,772,600€71,469,390€52,228,622€39,674,435€17,890,280€9,072,310€3,489,400€2,391,940€624,500€60,000
- Heating network€300,000€300,000€0€0€0€0€0€0€0€0€0
- Energy mix€168,574,800€18,095,640€51,013,300€73,655,450€22,810,410€3,000,000€0€0€0€0€0
- Innovation€12,474,260€7,498,290€2,500,000€0€1,250,000€0€0€399,970€750,000€76,000€0
- Hydroelectric€6,391,240€0€2,500,000€991,240€1,700,000€1,100,000€100,000€0€0€0€0
- Wind€31,542,110€3,836,200€6,371,256€9,999,234€1,963,120€1,200,000€3,235,490€1,868,510€2,928,300€140,000€0
- Energy saving€22,343,300€0€2,300,000€0€12,648,300€1,420,000€5,825,000€150,000€0€0€0
- Bio energies€25,611,259€2,700,000€8,791,609€3,420,000€4,500,000€5,121,050€0€800,000€200,000€78,600€0

Breakdown of the amount financed by instrument

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Total2024202320222021202020192018201720162015
Total funds raised in shares€28,899,207€0€2,598,226€10,278,726€10,555,935€3,398,320€183,000€0€1,885,000€0€0
- Common shares€28,899,207€0€2,598,226€10,278,726€10,555,935€3,398,320€183,000€0€1,885,000€0€0
- Preference shares€0€0€0€0€0€0€0€0€0€0€0
- Shares€0€0€0€0€0€0€0€0€0€0€0
Total funds raised in bonds, minibonds and loans€472,011,239€69,202,730€142,347,329€130,015,820€73,990,330€26,333,010€18,049,800€6,707,880€4,385,240€919,100€60,000
- Simple bonds€400,369,870€69,202,730€128,357,560€116,915,490€55,580,210€13,279,050€8,185,490€3,785,000€4,085,240€919,100€60,000
- Convertible bonds€65,315,479€0€13,989,769€12,900,330€17,967,740€10,753,960€7,539,310€2,164,370€0€0€0
- Minibons€3,239,020€0€0€200,000€442,380€1,300,000€325,000€671,640€300,000€0€0
- Subsidized-rate bonds€86,870€0€0€0€0€0€0€86,870€0€0€0
- Equity loan€3,000,000€0€0€0€0€1,000,000€2,000,000€0€0€0€0
Total for all instruments€500,910,446€69,202,730€144,945,555€140,294,546€84,546,265€29,731,330€18,232,800€6,707,880€6,270,240€919,100€60,000

Indicators recommended by the professional association Financement Participatif France

The FPF indicators refer only to bond, minibons and IFP loan fundraising.

Scroll to view the subsequent years

FPF indicators on 2024-06-20Date of project financing
Total2024202320222021202020192018201720162015
Amount funded
ANumber of projects379416361574454301991
BNominal funded€472,011,239€69,202,730€142,347,329€130,015,820€73,990,330€26,333,010€18,049,800€6,707,880€4,385,240€919,100€60,000
CWeighted average loan duration35.9 months31.7 months31.4 months41.3 months33.3 months41.4 months46.4 months45.2 months35.8 months66.0 months60.0 months
DWeighted average annual rate6.00%7.88%7.04%4.44%5.30%5.39%5.82%5.50%5.68%5.28%5.00%
Repayments
ECapital repaid (1)€122,289,906€0€9,300,000€22,435,359€44,155,680€18,640,767€17,696,730€6,090,753€3,026,695€883,923€60,000
FShare of capital repaid25.91%0%6.53%17.26%59.68%70.79%98.04%90.8%69.02%96.17%100%
GInterest paid€25,772,290€0€2,834,146€7,772,174€6,674,651€3,858,264€2,730,336€1,162,977€570,512€159,938€9,292
HProvisions / losses€1,975,671€0€0€0€0€0€0€617,126€1,358,544€0€0
Repaid fully
INumber of projects1700416222551291481
JCapital repaid€119,918,798€0€9,300,000€21,822,220€43,645,680€18,116,119€17,416,800€5,907,879€2,993,299€656,800€60,000
KInterest paid€11,642,832€0€534,965€1,673,682€2,926,596€2,335,668€2,605,180€970,977€485,945€100,526€9,292
Outstanding debt monitoring
LNumber of projects203415945351930010
MCapital repaid€2,154,840€0€0€613,139€510,000€524,648€279,930€0€0€227,122€0
MNominal amount still owed€347,745,659€69,202,730€133,047,329€107,580,461€29,834,650€7,692,242€353,070€0€0€35,178€0
NInterest paid€13,852,891€0€2,299,180€6,098,491€3,748,056€1,522,596€125,156€0€0€59,412€0
NInterest outstanding€53,094,051€14,197,680€23,045,663€11,062,990€3,767,656€999,972€18,508€0€0€1,583€0
0 to 6 months payment delay
ONumber of projects00000000000
PCapital repaid€0€0€0€0€0€0€0€0€0€0€0
PNominal amount still owed€0€0€0€0€0€0€0€0€0€0€0
QInterest paid€0€0€0€0€0€0€0€0€0€0€0
QInterest outstanding€0€0€0€0€0€0€0€0€0€0€0
More than 6 months payment delay and/or collective proceedings
RNumber of projects60000001500
Number of issuers30000001200
SCapital repaid€216,269€0€0€0€0€0€0€182,874€33,396€0€0
SNominal amount still owed€1,975,671€0€0€0€0€0€0€617,126€1,358,544€0€0
TInterest paid€276,567€0€0€0€0€0€0€192,000€84,567€0€0
Final loss
UNumber of projects00000000000
VCapital repaid-----------
VNominal amount still owed-----------
WInterest paid-----------
Rate of return
-Internal rate of return (net of risk) (2)5.65%7.75%6.96%4.33%5.31%5.37%5.84%3.07%-4.85%5.02%5%
-Maximum possible internal rate of return (3)5.79%7.75%6.96%4.33%5.31%5.37%5.84%5.51%5.54%5.02%5%
-Annual recognised cost of risk (4)0.14%0%0%0%0%0%0%2.44%10.4%0%0%

Indicators on fundraising in stocks and shares

The following indicators refer only to fundraising in stocks and shares.

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Indicators on 2024-06-20Date of project financing
Total2024202320222021202020192018201720162015
Amount financed
-Number of projects62091919920400
-Nominal funding€28,899,207€0€2,598,226€10,278,726€10,555,935€3,398,320€183,000€0€1,885,000€0€0
-Weighted average liquidity horizon50.8 months-46.8 months44.3 months49.1 months48.0 months48.0 months-106.8 months--
-Weighted average annual rate5.19%-6.31%4.97%4.80%5.25%5.00%-6.99%--
Shareholder cash flow
-Partial or final exits (5)€1,606,300€0€526,866€886,934€0€0€192,100€0€400€0€0
-Capital gain or loss€67,095€0€21,623€36,401€0€0€9,100€0-€29€0€0
-Dividends paid€354,777€0€0€0€0€0€33,596€0€321,181€0€0
Rate of return
-Target internal rate of return (net of risk)5.17%-6.32%4.98%4.8%5.25%5%-5.78%--
-Maximum possible target internal rate of return (6)5.17%-6.32%4.98%4.8%5.25%5%-5.78%--
-Annual recognised cost of risk0%-0%0%0%0%0%-0%--

(5) Partial or final exits through sale or reduction of capital at nominal value.

(6) The maximum possible target internal rate of return reflects the annualised return on equity investments (stocks and shares) if all stocks performed according to the predicted return.