How does investingwith Enerfip work?

Enter an email address and a password to create your account.

This quick regulatory check allows you to determine if you qualify as what the financial regulator calls a sophisticated investor. If so, you are exempt from the following two steps.

As with any financial product (Life Insurance, Retirement Savings Plan), we’ll ask you to answer a few regulatory questions. Instead of completing these with each subscription, we ask you to do so only once a year!

In this mandatory module, the wealth simulator allows you to calculate the investment ceiling as recommended by the regulator.

We will ask you for two proofs of identity as part of our anti-fraud and anti-money laundering duty. After that, you're done!

Go to the Invest tab to view open or upcoming investments.

Compare offers based on what interest rate they pay, their duration, title, and payment frequency. And compare projects based on the type of energy, their impact, and location.

Click Invest and enter the amount you wish to invest.

Read the subscription contract and sign it.

By credit card or bank transfer (iDEAL is coming soon).

Enerfip provides you with Unique Tax Forms (IFUs) in order to declare your interest income to your local tax collector.

Assuming you are not resident in France for tax purposes, Enerfip will provide you with a tax statement (IFU).

If not applicable to you, you can deactivate direct debit in to your investor area.

You get your initial capital back according to the investment specifications indicated on the contract and in the Key Information Document (KID). It can be at regular intervals (quarterly, semi-annually, annually) or in fine, i.e., at the end of the investment period.

Interests and dividends are paid at regular intervals according to the terms of the investments (quarterly, semi-annually, annually), while capital gains can be paid in fine (at the end).

Some investments get repaid early

If you activate notifications for projects you have financed, you will receive on average one to two emails per year to inform you about the project's progress (commissioning, inauguration, performance, TV coverage, reporting).